Applied Underwriters is a global risk services firm that offers innovative insurance, reinsurance, and business services to businesses, governments, and individuals. With a fresh and smart approach to managing uncertainty, they help clients navigate through global financial risks. Their talented team uses deep analysis to identify emerging risks and find solutions to real-world problems. Founded in 2003, Applied Underwriters has gained recognition for its excellent service and has been rated 'A-' by AM Best. They offer insurance plans that are protected by U.S. Patent No. 7,908,157.